Société Générale Côte d'Ivoire (SGCI) confirms its leading position in the Ivorian banking market. On April 17, 2026, its CEO, Patrick Blas , unveiled solid financial results for the 2025 fiscal year, marked by increased generosity towards investors.

Shareholders are ecstatic

The group will distribute a total of 81.081 billion FCFA in dividends. This amount represents a significant jump compared to the 57.9 billion paid out the previous year.

1. Distribution rate: 80% of net income.
2. Stock market performance: The share value shows a spectacular increase of 40% over one year.

Financial indicators: Strength and resilience

Despite the usual economic slowdown during election periods at the end of 2025, SGCI is showing robust health:

Indicator	Value as of 31/12/2025	Evolution (vs 2024)
Net Result	101.352 billion FCFA	Stable
Total Balance Sheet	3,769 billion FCFA	+4.3%
Outstanding Loans	2,546 billion FCFA	+2.9%
Customer Deposits	2,908 billion FCFA	+5.8%

Did you know? The loan-to-deposit ratio improved to 87.6% , reflecting better liquidity management after the tensions observed in 2024.

Cost control and risk management

The bank saw its general expenses increase by 7.3% , a rise mainly driven by structural investments such as the renovation of the head office .

On the risk side, SGCI maintains a prudent approach. Although the net cost of risk has risen by nearly 30%, the quality of the portfolio remains under control with a non-performing loan ratio (NPL) of 8% and a solid coverage ratio of 82% .

Heading towards 2026: The National Development Plan in sight

For the current year, Patrick Blas expresses calm confidence. SGCI's strategy for 2026 revolves around three major pillars:

1. Dynamic growth in credit.
2. Consolidation of own resources.
3. Supporting the National Development Plan (PND 2026-2030) , positioning the bank as a key partner in the country's economic emergence.